• November 26, 2025
  • Last Update November 23, 2025 4:33 pm
  • Nairobi

Money Quiz

Money Personality Quiz What Type Are You?
Answer 10 quick questions to discover your money personality – are you a Cautious Saver, Calculated Risk Taker, or YOLO Spender?
Questions 10
Time ≈ 2–3 mins
Shareable WhatsApp & Twitter
Your Answers
Pick the option that feels most like you.
Q1When you receive unexpected money (bonus, gift, refund), what do you usually do?
Q2How often do you track your spending or budget?
Q3If a friend invites you for an unplanned expensive night out and you have cash:
Q4Which statement sounds closest to how you feel about investing?
Q5Your current emergency fund situation is:
Q6How do you usually pay for big purchases (phone, TV, trip)?
Q7When you think about your future finances, you feel:
Q8If you see something you really like on sale (but didn’t plan to buy):
Q9How do you feel about talking openly about money (income, debt, goals)?
Q10Which sentence sounds most like your mindset?
Your Money Personality
Complete the quiz to reveal your result.

How to use this quiz

There’s no “perfect” money personality – each type has strengths and blind spots. Use your result to improve how you save, spend and invest.

  • Cautious Saver: learn to invest safely.
  • Calculated Risk Taker: protect yourself from overconfidence.
  • YOLO Spender: keep the fun, add structure.

Tip: Share your result with a friend or partner and compare how you each view money.